Underwriter - FTC

BMW Group Financial Services UK is looking for an Underwriter on a fixed term contract until December 2026. This role is based at the Summit ONE Campus in Farnborough.

What awaits you?

• Evaluate financial data making a fully justified and sound decision on all types of Private Customer GB (BMW / MINI) and Private Customer All Brands
• Decisions made within the agreed SLA with Sales.
• Review of underwriting declines, appeals and complaints.
• Review and analyse additional information supplied by the Customer to evidence a decision.
• Collaborate within all underwriting teams and relevant stakeholders (Compliance, Risk, Sales Support, etc.).
• Identify and mitigate Anti-Money Laundering (AML) and Financial Crime.
• Responsible for offering advice and support to Private Customer GB (BMW / MINI) and Private Customer All Brands in Application Processing for best customer and company outcomes in line with TCF regulations.

What should you bring along?

• Sound knowledge of the range of finance plans and financial services products is essential.
• Strong understanding of regulatory frameworks for lending, including FCA requirements, Anti-Money Laundering (AML), and Financial Crime and their impact on underwriting processes.
• Proven analytical skills and confident decision-making capability with sound judgement.
• Strong communication skills, with the ability to effectively engage with stakeholders.
• Ability to work to deadlines with a high level of accuracy and attention to detail.
• Ability to work both independently and collaboratively, including escalating issues where appropriate.

Note: The first stage will be a video interview.

Working Pattern:

Our working hours involve 3 shifts that rotate on a weekly basis:

• 08:00-16:15
• 09:00-17:15
• 09:45-18:00

The team also work approx. 16 Saturdays and 9 Sundays a year, all of which they receive a day off in lieu for during the week.

Closing Date: 19th June 2026.

At BMW Group, we are committed to offering our employees the right balance between work and personal life. We pride ourselves on being a flexible employer, so please discuss your individual requirements as part of the application process to help us agree on a suitable arrangement.

We place great importance on equal treatment and equal opportunities. Our recruiting decisions are based on the personality, experience, and skills of the applicants. 

Learn more here. 

We are proud to be part of the Disability Confident scheme, which supports employers in making the most of the talents disabled people bring to the workplace.

Successful candidates will be required to complete background screening checks, and the offer of employment will be subject to satisfactory results. These checks include references, right to work, IT system Compliance Integrity Check (COIN), CV, and relevant qualifications. Additional checks may include criminal records, adverse financial (credit), directorships, address verification, internet research, and/or driving licence. If you have any queries about these checks, please discuss them with us, and we will be happy to provide further details.