Credit Expert

CRUNCH THE DATA. SMOOTH THE PATH.

PUT GREAT IDEAS INTO MOTION.

An eye for detail and meticulousness about numbers are essential to the smooth running of our business. We are looking for individuals to join our team of precise-minded people dedicated to adding value to our customers and to our business. So if you’d thrive in a team that values high work standards and learning opportunities, where every team member is recognised and valued, join us in driving the future of operations in business mobility.

Are you analytically strong, results-driven and interested in credit management within a dynamic environment? Then this challenging role could be the perfect fit for you. In this position, you will play a key role in managing and optimising credit processes, with a strong focus on risk management, collaboration and innovation.

What awaits you?

• You maintain and further develop local Credit Management Guidelines and governance frameworks.
• You design, implement and manage an Early Warning System to identify credit risks in a timely manner.
• You take end-to-end responsibility for problem loan management.
• You assess the creditworthiness of customers, with a focus on strategic fleet clients and BMW Group dealers in Belgium and Luxembourg.
• You prepare and present credit applications to both local and international credit committees.
• You collaborate closely with HQ departments and optimise processes between credit and commercial teams.
• You drive digitalisation initiatives, including automation and AI-related projects, and identify efficiency improvements.

What should you bring along?

• A degree in Business Economics or an equivalent level through relevant experience.
• Several years of relevant experience in consumer or corporate credit, audit, accounting or risk management.
• Strong analytical skills and a precise, structured way of working.
• Advanced Excel skills (VBA/Macro is a plus) and a keen interest in new technologies.
• A results-oriented mindset with the ability to work independently while being a strong team player.
• Excellent communication skills in Dutch and English, with a good command of French.

What do we offer?

At BMW Group Belux you will not only work for a strong brand, but also in an environment that breathes premium - from our products to our people.

• An international working environment with a clear vision of innovation and sustainability;
• A warm corporate culture where initiative and personal growth are encouraged;
• Extensive training and development opportunities;
• An attractive salary package with mobility solutions and a flexible cafeteria plan.

Apply today and discover how you can make a difference at BMW Group Belux!

Looking for purpose at work? One of BMW Group Belux’s entities (Alphabet Belgium) is recognized with EcoVadis Platinum for its sustainability!

At the BMW Group, we place great importance on equal treatment and equal opportunities. Our recruiting decisions are based on the personality, experience, and skills of the applicants. Learn more here: Experience our culture | BMW Group Careers.