Credit Risk - Internship
A GOOD INTERNSHIP IS NEVER HANDS-OFF.
SHARE YOUR PASSION.
We believe in creating an environment where our interns really can learn by doing during their time with us and where they are given their own areas of responsibilities from the start. That’s why our experts treat you as part of the team from day one, encourage you to bring your own ideas to the table – and give you the opportunity to really show what you can do.
BMW Financial Services, Farnborough, - Credit Risk - 13 Month Placement (July 2025)
What awaits you?
- Exploring and developing the use of the wealth of data available using industry recognised techniques and tools such as data mining in SAS.
- Analysing and developing financial loss forecasting models and methodologies, calculating parameters and carrying out scenario testing.
- Involvement in the development of Retail application Credit Scorecards, large scale data manipulation techniques and exposure to the balance between statistical results and business requirements.
- Involvement in the development of vehicle value forecasting, including time-series analysis, regression techniques and system implementation.
- Integration of economic factors into existing statistical models, optimisation of the methodology and assessment of business impact.
- Involvement in implementation of statistical models into live systems and further monitoring of their performance, analysis of issues and potential for improvement.
What should you bring along?
- Studying toward a Bachelor's degree in a relevant discipline and on track to achieve a 2:1 or above, for example Maths,Economics Business Studies, Finance.
- An active interest in the automotive market and understanding of vehicle manufacturers and models would be advantageous but not essential.
- High level of Excel skills essential, knowledge of SAS or Qliksense or other database software is desirable.
- Good working knowledge of other Microsoft Office products such as PowerPoint.
- Excellent levels of numeracy essential, above average focus on attention to detail.
- Part time work experience in customer service or business related environments is ideal.
- Experience leading and managing teams in university projects or in a volunteering capacity also beneficial.
- Self confidence in liaising with contacts at all levels proactively and diplomatically.
- Self-motivated and organised, able to prioritise, use your initiative and manage time effectively and work on multiple tasks. Excellent team player, offers support proactively.
What can you look forward to?
- Great Pay – A competitive annual salary of £25,300, 27 days holiday per annum (pro rata to your contract) and an attractive pension scheme.
- Rewarding Work-Life Balance – Contracted working hours are 37.5 hours a week.
- Exciting Additional Benefits – You will have the opportunity to enjoy other employee benefits, a subsidised on-site restaurant and access to our Advantages scheme which gives you a range of offers and discounts.
What do you need to do now?
If you apply, the next stages of the recruiting process include online testing, an in person assessment centre and then a virtual interview with the hiring manager.
Please note:
To be eligible for this position, you must be returning to your studies, for a minimum of 6 months, after completion of this placement. You must be able to provide proof of your legal right to work in the UK.
We are committed to promoting equal opportunities in employment and job applicants will receive equal treatment regardless of disability, age, gender reassignment, marital or civil partner status, pregnancy or maternity, race, colour, nationality, ethnic or national origin, religion or belief, gender, sex or sexual orientation.
At the BMW Group, we place great importance on equal treatment and equal opportunities. Our recruiting decisions are based on the personality, experience, and skills of the applicants.
Closing date for applications: Friday 31st October 2025
Any further questions? Email us on recruitment-uk@bmwgroup.com
